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Wintertleaf Investments LLC (“Company”) is not licensed, acting or intending to act as an insurance agency, insurance agent, broker or producer, investment advisor, broker-dealer, registered representative, viatical or life settlement provider, viatical or life settlement broker, or viatical or life settlement representative. Company does not sell or offer to sell securities, and nothing herein shall be deemed or construed to be an offer by Company to sell a security, a solicitation by Company of a person to purchase a security or an invitation by Company for any person to make an offer to purchase a security. Company is not an agent, broker, fiduciary or representative of any user of this Website. Company does not provide insurance, financial, investment, estate planning, legal or tax advice or recommendations, and users of the Website should not rely on this Website or Company as a basis for a decision to purchase or, after a purchase, hold, any life settlement policy. Portfolio opportunities available only for Non-U.S. individuals. Users of this Website should consult their own financial, insurance, investment, estate planning, legal and tax advisors. Company makes no warranties, express or implied, as to the accuracy or completeness of any of the information provided on this Website.  This Website is provided "AS IS" without any warranty of any kind, express or implied, including, without limitation, any implied warranty of merchantability, fitness for a particular purpose or use, accuracy or completeness of any information contained on this Website or in respect of Company’s sale of any life settlement policy. All warranties, whether express or implied, are hereby disclaimed by Company. All information contained within is superseded by the official series memorandums.